Know Your Money.
Own Your Future.
Understand your true post-tax reality and goal feasibility without sharing personal data. Get clarity in minutes.
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We don't need to know who you are.
Data stays on device
Your financial data never leaves.
Export / Delete anytime
You are in complete control.
WHY IT MATTERS
Your money is silently leaking. Let's fix that.
Most Indians lose lakhs every year to poor tax planning, inadequate insurance, and no retirement strategy.
Tax Optimisation
₹7.5Lsaved per year
Smart tax planning under the new regime can save lakhs annually that most people don't even realise they're losing.
Insurance Protection
₹1.6Crcoverage gap
Most families are dangerously underinsured. Your current ₹50L cover only protects 3 years of expenses.
Retirement Readiness
₹2.4Crcorpus needed
To retire at 50 with ₹85K monthly expenses, adjusted for 6% inflation. Start planning to bridge the gap.
Five outcomes. Ten minutes.
Zero data shared.
PROCESS
Financial clarity in three steps
We've simplified the complex world of personal finance into a streamlined process that respects your time.
Enter Your Numbers
Input your income, expenses, and investments securely in your browser. No server uploads, ever.
Instant Analysis
Our algorithms analyze your cash flow, tax regime, and investment allocation instantly to find optimizations.
Get Your Report
Receive a comprehensive PDF report with actionable insights and specific tax-saving tips tailored to you.
PRIVACY FIRST
Your finances are yours. We never see them.
Unlike other apps, we process everything locally. Your sensitive financial data never leaves your device.
Browser-Only Storage
Data stays in local storage.
Zero Data Collection
No tracking servers.
Export Anytime
JSON or CSV download.
Delete in One Click
Wipe instantly.
100% Local
Your browser is the vault. No data is transmitted to our cloud.
Simple, Transparent Pricing
Start for free, upgrade when you need deeper insights.
Real Return Calculator
See what your Fixed Deposit is actually earning after inflation and taxes.
SAMPLE REPORT
Uncover hidden gaps in your finances
See exactly where your money goes and what you need to do next with our comprehensive analysis.
POST-TAX TAKE-HOME
₹38.2L /yr
↘ −₹7.5L from gross
Significant tax savings identified
INSURANCE GAP
₹1.6Cr
▲ Cover 13.5 yrs gap
Family protection is critical
RETIREMENT CORPUS
₹2.4Cr needed
↘ ₹1.3Cr shortfall
Action plan needs to bridge gap
FAQ
Common questions, honest answers
Yes, the basic assessment is completely free. We monetize through optional premium features and expert consultations, never by selling your data. Our goal is to provide transparency first.
All calculations happen directly in your browser using JavaScript. Your financial data is stored in your browser's local storage and never transmitted to any server. We can't see your data even if we wanted to.
No. You can use the free assessment without creating an account. No email, no phone number, no personal details required. Just open the tool and start entering your financial numbers.
Yes. Free users can export as JSON. Premium users get beautifully formatted PDF reports with detailed breakdowns and actionable recommendations.
Our calculations use the latest Indian tax slabs, standard deduction rules, and actuarial tables. While projections involve assumptions about future returns and inflation, we use conservative, well-researched defaults that you can customize.
We use 6% inflation, 8% equity returns, 7% debt returns as defaults. All assumptions are clearly displayed and can be customized. We believe in transparency over black-box calculations.
No. MyFinancial provides educational financial analysis and projections. It is not registered investment advice. For personalized financial planning, we recommend consulting a SEBI-registered advisor.
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10 minutes. Zero data shared. Complete clarity.
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