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ITR Filing Season FY 2024-25

Modernizing
Income Tax efiling
via AI Chat

The fastest way to file. Just chat with our AI Tax Assistant to complete your ITR in under 10 minutes. Authorized by TaxBuddy.

DIY Filing
₹31starting
Popular
Assisted Filing
₹844starting
Authorized PartnerAES-256 SecureTax Service Terms

Sample filing summary

AY 2026–27
Gross Total Income₹18,40,000
Deductions claimed₹2,75,000
Taxable Income₹15,65,000
Tax (New Regime)₹1,42,500
Tax (Old Regime)₹1,87,200
RecommendedSave ₹44,700 with New Regime

Disclaimer: Simulated figures are strictly illustrative. Final computations are subject to individual verification and filing status. Integrated backend execution and filing services are safely managed by TaxBuddy (SSBA Innovations Limited), a registered e-Return Intermediary (ERI), in strict adherence to our digital security protocols. See our Tax Service Terms.

New2026 Tax Rules — Are you missing ₹5.4L?

You think you're sorted.
The numbers disagree.

Most professionals earning ₹15L+ silently lose ₹3–8 lakh/year through tax leakage, portfolio drift, and insurance traps.

Free to startInstant dashboard100% confidential
5
Dimensions
140+
Data Points
Instant
Dashboard
100
Point Score
myfinancial.in/dashboard
Overview
Protection
Wealth
Debt
Retirement
Tax
Financial Health Overview
58
Health
Score
Protection8/20
Wealth11/20
Debt9/20
Retirement9/15
Survival21/25
🔥
Tax Leak
Wrong regime + NPS
-₹1.3L
🛡️
Cover Gap
Term inadequate
-₹25L
🔄
Overlap
4 duplicate funds
-₹2.1L
The hidden cost

Investing ≠ Financial Health.
Most earners confuse the two.

Control is not clarity — that gap costs you silently every month.

🔥
Tax Overpayment
HRA, NPS, capital gain offsets — missed by your CA.
–₹1.2L/yr
🔄
Portfolio Drift
Overlapping funds, wrong categories, excess cash.
–₹2.4L/yr
🛡️
Insurance Trap
Endowments as investments. Inadequate term cover.
–₹1.8L/yr
🦊
Retirement Gap
PF isn't a plan. Corpus shortfall risk.
–₹15L gap
Tax Rules · April 2026

2026 rules changed. Most employees don't know yet.

Significantly raised allowances. Most haven't acted.

🍽️
Meal Coupons: ₹50 → ₹200/meal~₹1.05L annual tax-free
📚
Child Education: ₹100 → ₹3,000/mo₹72,000/yr for 2 children
🫠
Hostel: ₹300 → ₹9,000/mo₹2,16,000/yr for 2 children

Illustrative OpportunityNew Rules

HRA under-optimisation-₹48,000
NPS Tier I (80CCD)-₹46,800
Wrong regime-₹36,400
LTA not claimed-₹18,000
Meal Coupons₹200/meal · ~250 days-₹1,05,000
Child Education₹3,000/mo × 2-₹72,000
Hostel Allowance₹9,000/mo × 2-₹2,16,000
Potential savings₹5,42,200
How it works

Not a consultation. A truth reveal.

1
Step One

You Submit

Structured intake: salary, investments, insurance, loans, goals. 15 minutes, no documents.

2
Step Two

We Analyse

140+ data points cross-referenced across tax, portfolio, insurance, retirement.

3
Step Three

Instant Dashboard

Interactive dashboard with gaps, scores, and prioritised action plan.

Outcomes

After the truth hits.

SM
Sneha M.
PM · Pune · ₹28L

“6 overlapping large-cap funds. Restructured in 3 weeks.”

↗ ₹2.1L saved
RK
Rohit K.
Eng Lead · Hyd · ₹34L

“Wrong regime, missing NPS. CA never flagged it.”

↗ ₹1.84L recovered
PP
Priya P.
Finance · Mumbai · ₹42L

“Dashboard made me uncomfortable. Worth every rupee.”

↗ ₹3.6L fixed
SM
Sneha M.
PM · Pune · ₹28L

“6 overlapping large-cap funds. Restructured in 3 weeks.”

↗ ₹2.1L saved
RK
Rohit K.
Eng Lead · Hyd · ₹34L

“Wrong regime, missing NPS. CA never flagged it.”

↗ ₹1.84L recovered
PP
Priya P.
Finance · Mumbai · ₹42L

“Dashboard made me uncomfortable. Worth every rupee.”

↗ ₹3.6L fixed
The company

Built by a Registered Indian Company.

MyFinancial is operated by a Ministry of Corporate Affairs registered private limited company, headquartered in Bangalore.

Legal entity
FINNODIAGNOS ANALYTICS PRIVATE LIMITED
CIN:U62099KA2026PTC219284
Registered office
No.112, AKR Tech Park, B Block,
Bommanahalli, Bangalore South,
Bangalore — 560068,
Karnataka, India